/* ============================================================
   PAYFOLIO CSS ISOLATION — Prevents WordPress theme interference
   ============================================================ */
#payfolio-app { all: initial; display: block; font-family: "DM Sans", system-ui, sans-serif; }
#payfolio-app *, #payfolio-app *::before, #payfolio-app *::after { box-sizing: border-box !important; }
#payfolio-app input, #payfolio-app select, #payfolio-app textarea, #payfolio-app button { font-family: "DM Sans", system-ui, sans-serif !important; -webkit-appearance: none !important; appearance: none !important; }
#payfolio-app img { max-width: 100%; height: auto; }
#payfolio-app a { text-decoration: none; }

/* ============================================================
   PAYFOLIO — Premium Payment Card Builder v1.1
   ============================================================ */

:root {
  --pf-navy:      #0F1D3A;
  --pf-blue:      #3B82F6;
  --pf-cyan:      #06B6D4;
  --pf-bg:        #EEF2F8;
  --pf-white:     #FFFFFF;
  --pf-surface:   #FFFFFF;
  --pf-text:      #1E293B;
  --pf-muted:     #64748B;
  --pf-border:    #E2E8F0;
  --pf-success:   #10B981;
  --pf-danger:    #EF4444;
  --pf-warning:   #F59E0B;
  --pf-radius:    14px;
  --pf-radius-sm: 8px;
  --pf-shadow:    0 2px 16px rgba(15,29,58,.07);
  --pf-shadow-md: 0 8px 40px rgba(15,29,58,.13);
  --pf-transition: all .2s cubic-bezier(.4,0,.2,1);
}

/* ---- Base Reset ---- */
#payfolio-app, #payfolio-app * { box-sizing: border-box; margin: 0; padding: 0; }
#payfolio-app {
  font-family: 'DM Sans', system-ui, sans-serif;
  color: var(--pf-text);
  background: var(--pf-bg);
  min-height: 80vh;
  -webkit-font-smoothing: antialiased;
}

/* ============================================================ LAYOUT */
.pf-layout { max-width: 1260px; margin: 0 auto; padding: 0 20px 60px; }
.pf-main {
  display: grid;
  grid-template-columns: 440px 1fr;
  gap: 24px;
  padding-top: 24px;
  align-items: start;
}
@media (max-width: 960px) { .pf-main { grid-template-columns: 1fr; } }

/* ============================================================ HEADER */
.pf-header {
  background: var(--pf-navy);
  padding: 0 28px;
  height: 62px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 200;
  box-shadow: 0 2px 16px rgba(15,29,58,.35);
}
.pf-header-brand { display: flex; align-items: center; gap: 10px; }
.pf-header-brand svg { width: 30px; height: 30px; flex-shrink: 0; }
.pf-header-brand span { font-family: 'Syne', sans-serif; font-weight: 700; font-size: 19px; color: #fff; letter-spacing: -.3px; }
.pf-header-proof { font-size: 12px; color: rgba(255,255,255,.55); background: rgba(255,255,255,.1); padding: 4px 12px; border-radius: 20px; white-space: nowrap; }
.pf-header-user { display: flex; align-items: center; gap: 10px; }
.pf-user-name { font-size: 13px; color: rgba(255,255,255,.75); }
@media (max-width: 600px) { .pf-header-proof { display: none; } .pf-header { padding: 0 16px; } }

/* ============================================================ BUTTONS */
.pf-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 7px;
  padding: 10px 20px; border-radius: var(--pf-radius-sm); border: 2px solid transparent;
  cursor: pointer; font-family: 'DM Sans', sans-serif; font-size: 14px; font-weight: 500;
  transition: var(--pf-transition); text-decoration: none; white-space: nowrap; line-height: 1.2;
}
.pf-btn svg { width: 15px; height: 15px; flex-shrink: 0; }
.pf-btn-primary { background: var(--pf-blue); color: #fff; border-color: var(--pf-blue); }
.pf-btn-primary:hover { background: #2563EB; border-color: #2563EB; transform: translateY(-1px); box-shadow: 0 4px 14px rgba(59,130,246,.4); }
.pf-btn-accent { background: linear-gradient(135deg,#3B82F6,#06B6D4); color: #fff; border-color: transparent; }
.pf-btn-accent:hover { opacity: .9; transform: translateY(-1px); box-shadow: 0 4px 14px rgba(6,182,212,.35); }
.pf-btn-ghost { background: transparent; color: var(--pf-text); border-color: var(--pf-border); }
.pf-btn-ghost:hover { border-color: var(--pf-blue); color: var(--pf-blue); background: rgba(59,130,246,.05); }
.pf-btn-danger { background: transparent; color: var(--pf-danger); border-color: rgba(239,68,68,.3); }
.pf-btn-danger:hover { background: var(--pf-danger); color: #fff; border-color: var(--pf-danger); }
.pf-btn-sm  { padding: 7px 14px; font-size: 13px; }
.pf-btn-xs  { padding: 4px 10px; font-size: 12px; border-radius: 6px; border-width: 1.5px; }
.pf-btn-lg  { padding: 13px 24px; font-size: 15px; font-weight: 600; }
.pf-btn-full { width: 100%; }
.pf-btn:disabled { opacity: .45; cursor: not-allowed; transform: none !important; box-shadow: none !important; }

/* Header button overrides */
.pf-header .pf-btn-ghost { border-color: rgba(255,255,255,.25); color: rgba(255,255,255,.85); }
.pf-header .pf-btn-ghost:hover { border-color: rgba(255,255,255,.6); color: #fff; background: rgba(255,255,255,.08); }

/* ============================================================ PANELS */
.pf-builder-panel {
  background: var(--pf-surface);
  border-radius: var(--pf-radius);
  border: 1px solid var(--pf-border);
  padding: 24px;
  box-shadow: var(--pf-shadow);
}
.pf-preview-panel {
  background: var(--pf-surface);
  border-radius: var(--pf-radius);
  border: 1px solid var(--pf-border);
  padding: 24px;
  box-shadow: var(--pf-shadow);
  position: sticky;
  top: 80px;
}
@media (max-width: 960px) { .pf-preview-panel { position: static; } }

/* ============================================================ STEP INDICATOR */
.pf-onboarding { margin-bottom: 22px; }
.pf-step-indicator { display: flex; align-items: center; width: 100%; }
.pf-step {
  display: flex; flex-direction: column; align-items: center; gap: 5px; flex-shrink: 0; min-width: 52px;
  font-size: 11px; color: var(--pf-muted); font-weight: 500;
}
.pf-step span {
  width: 30px; height: 30px; border-radius: 50%;
  background: #E2E8F0; color: var(--pf-muted);
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700; transition: var(--pf-transition);
}
.pf-step.active span { background: var(--pf-blue); color: #fff; box-shadow: 0 0 0 4px rgba(59,130,246,.2); }
.pf-step.active { color: var(--pf-blue); }
.pf-step.done span { background: var(--pf-success); color: #fff; }
.pf-step.done { color: var(--pf-success); }
.pf-step-line { flex: 1; height: 2px; background: #E2E8F0; margin: 0 4px; margin-bottom: 16px; transition: background .3s; }
.pf-step-line.done { background: var(--pf-success); }

/* ============================================================ SECTION HEADERS */
.pf-section-header { margin-bottom: 20px; }
.pf-section-header h2 { font-family: 'Syne', sans-serif; font-size: 19px; font-weight: 700; color: var(--pf-navy); margin-bottom: 4px; }
.pf-section-header p  { font-size: 13px; color: var(--pf-muted); }
.pf-section-subheader { display: flex; align-items: center; gap: 8px; margin-bottom: 12px; }
.pf-section-subheader h3 { font-family: 'Syne', sans-serif; font-size: 14px; font-weight: 600; color: var(--pf-navy); }

/* ============================================================ FORMS */
.pf-form-group { display: flex; flex-direction: column; gap: 5px; margin-bottom: 14px; }
.pf-form-group:last-child { margin-bottom: 0; }
.pf-form-group label { font-size: 12px; font-weight: 600; color: var(--pf-navy); letter-spacing: .2px; }
.pf-form-group label small { font-weight: 400; color: var(--pf-muted); font-size: 11px; }
.pf-form-group input[type="text"],
.pf-form-group input[type="email"],
.pf-form-group input[type="password"],
.pf-form-group input[type="number"],
.pf-form-group textarea,
.pf-form-group select {
  width: 100%;
  padding: 9px 12px;
  border: 1.5px solid var(--pf-border);
  border-radius: var(--pf-radius-sm);
  font-family: 'DM Sans', sans-serif;
  font-size: 14px;
  color: var(--pf-text);
  background: #FAFBFF;
  transition: var(--pf-transition);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}
.pf-form-group input:focus,
.pf-form-group textarea:focus,
.pf-form-group select:focus {
  border-color: var(--pf-blue);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(59,130,246,.1);
}
.pf-form-group small { font-size: 11px; color: var(--pf-muted); }
.pf-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 500px) { .pf-form-row { grid-template-columns: 1fr; } }
.pf-form-error {
  font-size: 13px; color: var(--pf-danger);
  background: rgba(239,68,68,.06); border: 1px solid rgba(239,68,68,.2);
  padding: 9px 12px; border-radius: var(--pf-radius-sm); margin-bottom: 12px;
}
.pf-req { color: var(--pf-danger); }

/* ---- Custom Select ---- */
.pf-select-wrap { position: relative; }
.pf-select-wrap::after {
  content: '▾'; position: absolute; right: 11px; top: 50%;
  transform: translateY(-50%); pointer-events: none; color: var(--pf-muted); font-size: 11px;
}
.pf-select,
.pf-selectors-row select {
  width: 100%; padding: 9px 32px 9px 12px;
  border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm);
  font-family: 'DM Sans', sans-serif; font-size: 14px; color: var(--pf-text);
  background: #FAFBFF; appearance: none; -webkit-appearance: none;
  outline: none; cursor: pointer; transition: var(--pf-transition);
}
.pf-select:focus { border-color: var(--pf-blue); box-shadow: 0 0 0 3px rgba(59,130,246,.1); background: #fff; }
.pf-select:disabled { opacity: .5; cursor: not-allowed; }
.pf-select-sm { width: auto; padding: 7px 26px 7px 10px; font-size: 13px; }
.pf-selectors-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 0; }
@media (max-width: 480px) { .pf-selectors-row { grid-template-columns: 1fr; } }

/* ============================================================ DISCLAIMER */
.pf-disclaimer {
  background: #FFFBEB;
  border: 1.5px solid #FDE68A;
  border-left: 4px solid var(--pf-warning);
  border-radius: var(--pf-radius-sm);
  padding: 10px 13px;
  font-size: 12.5px; color: #78350F; margin-bottom: 16px; line-height: 1.5;
}

/* ============================================================ ACCOUNT FORM */
.pf-account-form {
  border-top: 1.5px solid var(--pf-border);
  padding-top: 18px; margin-top: 16px;
  animation: pf-slide-down .2s ease;
}

/* ============================================================ QR UPLOAD */
.pf-qr-upload-area {
  border: 2px dashed var(--pf-border); border-radius: var(--pf-radius-sm);
  transition: var(--pf-transition); cursor: pointer; background: #FAFBFF;
}
.pf-qr-upload-area:hover, .pf-qr-upload-area.drag-over { border-color: var(--pf-blue); background: rgba(59,130,246,.03); }
.pf-qr-placeholder { display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 20px 16px; color: var(--pf-muted); text-align: center; }
.pf-qr-placeholder svg { width: 36px; height: 36px; color: var(--pf-blue); opacity: .45; }
.pf-qr-placeholder span { font-size: 13px; font-weight: 500; }
.pf-qr-placeholder small { font-size: 11px; }
.pf-qr-preview { position: relative; display: flex; align-items: center; justify-content: center; padding: 10px; }
.pf-qr-preview img { max-width: 100px; max-height: 100px; border-radius: 6px; object-fit: contain; }
.pf-qr-remove {
  position: absolute; top: 6px; right: 6px; width: 22px; height: 22px; border-radius: 50%;
  background: var(--pf-danger); color: #fff; border: none; cursor: pointer;
  font-size: 14px; display: flex; align-items: center; justify-content: center; line-height: 1;
}

/* ============================================================ ACCOUNTS LIST */
.pf-accounts-list-wrap { margin-top: 20px; padding-top: 18px; border-top: 1.5px solid var(--pf-border); }
.pf-accounts-list { display: flex; flex-direction: column; gap: 8px; }
.pf-account-item {
  border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm);
  padding: 12px 14px; display: flex; align-items: flex-start; justify-content: space-between; gap: 10px;
  transition: var(--pf-transition); animation: pf-slide-down .2s ease; background: #FAFBFF;
}
.pf-account-item:hover { border-color: var(--pf-blue); background: #fff; }
.pf-account-item-info { flex: 1; min-width: 0; }
.pf-account-item-bank { font-size: 11px; font-weight: 700; color: var(--pf-blue); text-transform: uppercase; letter-spacing: .6px; margin-bottom: 2px; }
.pf-account-item-title { font-size: 13px; font-weight: 600; color: var(--pf-navy); margin-bottom: 2px; }
.pf-account-item-num { font-size: 12px; color: var(--pf-muted); font-family: monospace; }
.pf-account-item-actions { display: flex; gap: 5px; flex-shrink: 0; padding-top: 1px; }
.pf-badge-count { background: var(--pf-blue); color: #fff; font-size: 11px; font-weight: 700; padding: 2px 7px; border-radius: 20px; }

/* ============================================================ SAVED ACCOUNTS */
.pf-saved-wrap { margin-top: 20px; padding-top: 18px; border-top: 1.5px solid var(--pf-border); }
.pf-saved-hint { font-size: 12px; color: var(--pf-muted); margin-bottom: 10px; }
.pf-saved-list { display: flex; flex-direction: column; gap: 7px; margin-bottom: 12px; max-height: 200px; overflow-y: auto; }
.pf-saved-item {
  display: flex; align-items: center; justify-content: space-between;
  padding: 9px 12px; border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm);
  background: #FAFBFF; transition: var(--pf-transition);
}
.pf-saved-item:hover { border-color: var(--pf-blue); }
.pf-saved-check { display: flex; align-items: center; gap: 8px; flex: 1; cursor: pointer; min-width: 0; }
.pf-saved-check input[type="checkbox"] { width: 15px; height: 15px; accent-color: var(--pf-blue); flex-shrink: 0; }
.pf-saved-bank { font-size: 11px; font-weight: 700; color: var(--pf-blue); flex-shrink: 0; }
.pf-saved-title { font-size: 13px; font-weight: 500; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.pf-saved-num { font-size: 11px; color: var(--pf-muted); font-family: monospace; flex-shrink: 0; }
.pf-saved-actions { display: flex; gap: 5px; flex-shrink: 0; }

/* ============================================================ THEME SELECTOR */
.pf-theme-selector { margin-top: 18px; padding-top: 18px; border-top: 1.5px solid var(--pf-border); }
.pf-theme-selector > label { font-size: 12px; font-weight: 600; color: var(--pf-navy); display: block; margin-bottom: 10px; }
.pf-theme-options { display: flex; gap: 8px; }
.pf-theme-btn {
  flex: 1; padding: 8px 6px; border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm);
  background: #FAFBFF; cursor: pointer; font-size: 13px; font-weight: 500; color: var(--pf-muted);
  transition: var(--pf-transition); font-family: 'DM Sans', sans-serif;
}
.pf-theme-btn:hover { border-color: var(--pf-blue); color: var(--pf-blue); background: rgba(59,130,246,.04); }
.pf-theme-btn.active { border-color: var(--pf-blue); background: rgba(59,130,246,.08); color: var(--pf-blue); font-weight: 600; }

/* ============================================================ ACTION BUTTONS */
.pf-action-buttons { margin-top: 18px; display: flex; flex-direction: column; gap: 10px; padding-top: 18px; border-top: 1.5px solid var(--pf-border); }

/* ============================================================ PREVIEW PANEL */
.pf-preview-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 16px; flex-wrap: wrap; gap: 10px; }
.pf-preview-header h3 { font-family: 'Syne', sans-serif; font-size: 15px; font-weight: 700; color: var(--pf-navy); }
.pf-preview-actions { display: flex; gap: 7px; flex-wrap: wrap; align-items: center; }
.pf-export-group { display: flex; }
.pf-export-group .pf-btn-accent { border-radius: var(--pf-radius-sm) 0 0 var(--pf-radius-sm); border-right: none; }
.pf-export-group .pf-select-sm { border-radius: 0 var(--pf-radius-sm) var(--pf-radius-sm) 0; border-left: none; background: #fff; }

/* ============================================================ CARD VIEWPORT */
.pf-card-viewport {
  background: #E8EDF5;
  background-image: radial-gradient(#C8D0DF 1px, transparent 1px);
  background-size: 18px 18px;
  border-radius: var(--pf-radius-sm);
  padding: 20px;
  min-height: 260px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}
.pf-card-canvas { width: 100%; }
.pf-card-content { width: 100%; }

/* ---- Empty State ---- */
.pf-card-empty-state { text-align: center; padding: 20px; }
.pf-card-empty-state svg { width: 70px; height: 70px; margin: 0 auto 14px; display: block; }
.pf-card-empty-state h4 { font-family: 'Syne', sans-serif; font-size: 16px; font-weight: 700; color: var(--pf-navy); margin-bottom: 6px; }
.pf-card-empty-state p { font-size: 13px; color: var(--pf-muted); max-width: 200px; margin: 0 auto; line-height: 1.5; }

/* ============================================================
   PAYMENT CARD DESIGNS — Image 2 style
   Header title + rows: [Bank Logo | Account Info | QR Code]
   ============================================================ */

/* ---- Base Card Shell ---- */
.pf-payment-card {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(15,29,58,.12);
  font-family: 'DM Sans', sans-serif;
  width: 100%;
}

/* ---- Card Title Header ---- */
.pf-payment-card-title {
  text-align: center;
  padding: 22px 24px 16px;
  border-bottom: 2px solid #E8EDF5;
}
.pf-payment-card-title h2 {
  font-family: 'Syne', sans-serif;
  font-size: 22px;
  font-weight: 800;
  color: var(--pf-navy);
  letter-spacing: -.3px;
  margin-bottom: 6px;
}
.pf-payment-card-title .pf-title-line {
  width: 60px; height: 3px;
  background: linear-gradient(90deg, var(--pf-blue), var(--pf-cyan));
  border-radius: 2px; margin: 0 auto;
}

/* ---- Bank Row ---- */
.pf-bank-row {
  display: grid;
  grid-template-columns: 130px 1fr auto;
  align-items: center;
  gap: 0;
  border-bottom: 1.5px solid #EEF2F8;
  padding: 20px 24px;
  transition: background .15s;
}
.pf-bank-row:last-child { border-bottom: none; }
.pf-bank-row:hover { background: #FAFBFF; }

/* Bank Logo Cell */
.pf-bank-logo-cell {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  padding-right: 20px;
  border-right: 1.5px solid #EEF2F8;
}
.pf-bank-logo-box {
  background: #F0F4FF;
  border-radius: 8px;
  padding: 8px 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 80px;
  min-height: 44px;
  margin-bottom: 6px;
}
.pf-bank-logo-text {
  font-family: 'Syne', sans-serif;
  font-size: 16px;
  font-weight: 800;
  color: var(--pf-navy);
  text-align: center;
  line-height: 1.1;
  white-space: nowrap;
}
.pf-bank-logo-img { max-width: 80px; max-height: 40px; object-fit: contain; }
.pf-bank-country-badge {
  font-size: 10px; font-weight: 600;
  color: var(--pf-blue);
  letter-spacing: .5px;
  text-transform: uppercase;
}

/* Account Info Cell */
.pf-account-info-cell {
  padding: 0 20px;
  flex: 1;
}
.pf-account-info-cell + .pf-account-info-cell {
  border-top: 1px dashed #E2E8F0;
  padding-top: 12px;
  margin-top: 12px;
}

/* Multi-account inside same bank */
.pf-accounts-in-bank { display: flex; flex-direction: column; gap: 0; }
.pf-single-account { padding: 0; }
.pf-single-account + .pf-single-account {
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px dashed #E2E8F0;
}

.pf-info-line {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 5px 0;
  border-bottom: 1px solid #F0F4FF;
}
.pf-info-line:last-child { border-bottom: none; }
.pf-info-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--pf-navy);
  min-width: 110px;
  flex-shrink: 0;
  letter-spacing: .2px;
}
.pf-info-value {
  font-size: 13px;
  color: #334155;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 6px;
  flex: 1;
  word-break: break-all;
}
.pf-copy-btn {
  background: none; border: none; cursor: pointer;
  color: var(--pf-blue); opacity: .5; font-size: 12px; padding: 1px 3px;
  border-radius: 3px; transition: var(--pf-transition); flex-shrink: 0;
}
.pf-copy-btn:hover { opacity: 1; background: rgba(59,130,246,.1); }

/* QR Cell */
.pf-qr-cell {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 5px;
  padding-left: 20px;
  border-left: 1.5px solid #EEF2F8;
  min-width: 90px;
}
.pf-qr-cell img {
  width: 80px; height: 80px;
  object-fit: contain;
  border-radius: 6px;
  border: 1px solid #E2E8F0;
  padding: 4px;
  background: #fff;
}
.pf-qr-label {
  font-size: 10px;
  font-weight: 600;
  color: var(--pf-muted);
  letter-spacing: .3px;
  text-align: center;
}
.pf-no-qr-cell {
  min-width: 90px;
  padding-left: 20px;
  border-left: 1.5px solid #EEF2F8;
}

/* ---- Card Footer / Branding ---- */
.pf-card-branding {
  background: var(--pf-navy);
  padding: 9px 20px;
  display: flex; align-items: center; justify-content: center; gap: 6px;
  font-size: 11px; color: rgba(255,255,255,.55); text-align: center;
}
.pf-card-branding a, .pf-card-branding span { color: rgba(255,255,255,.55); text-decoration: none; }
.pf-card-branding strong { color: rgba(255,255,255,.85); }

/* ============================================================ DARK THEME */
.pf-theme-dark .pf-payment-card { background: #0F1D3A; }
.pf-theme-dark .pf-payment-card-title { border-bottom-color: rgba(255,255,255,.08); }
.pf-theme-dark .pf-payment-card-title h2 { color: #F0F4FF; }
.pf-theme-dark .pf-bank-row { border-bottom-color: rgba(255,255,255,.07); }
.pf-theme-dark .pf-bank-row:hover { background: rgba(255,255,255,.03); }
.pf-theme-dark .pf-bank-logo-cell { border-right-color: rgba(255,255,255,.08); }
.pf-theme-dark .pf-bank-logo-box { background: rgba(255,255,255,.07); }
.pf-theme-dark .pf-bank-logo-text { color: #F0F4FF; }
.pf-theme-dark .pf-info-label { color: rgba(240,244,255,.85); }
.pf-theme-dark .pf-info-value { color: rgba(240,244,255,.75); }
.pf-theme-dark .pf-info-line { border-bottom-color: rgba(255,255,255,.06); }
.pf-theme-dark .pf-qr-cell { border-left-color: rgba(255,255,255,.08); }
.pf-theme-dark .pf-no-qr-cell { border-left-color: rgba(255,255,255,.08); }
.pf-theme-dark .pf-qr-cell img { border-color: rgba(255,255,255,.15); background: rgba(255,255,255,.05); }
.pf-theme-dark .pf-single-account + .pf-single-account { border-top-color: rgba(255,255,255,.08); }
.pf-theme-dark .pf-card-branding { background: #060E1F; }
.pf-theme-dark .pf-bank-country-badge { color: var(--pf-cyan); }

/* ============================================================ MINIMAL THEME */
.pf-theme-minimal .pf-payment-card {
  background: #fff; box-shadow: 0 1px 12px rgba(0,0,0,.06);
  border: 1.5px solid #E2E8F0;
}
.pf-theme-minimal .pf-payment-card-title h2 { font-size: 18px; }
.pf-theme-minimal .pf-bank-logo-box { background: #F8FAFC; }
.pf-theme-minimal .pf-card-branding { background: #F8FAFC; color: var(--pf-muted); border-top: 1px solid var(--pf-border); }
.pf-theme-minimal .pf-card-branding a, .pf-theme-minimal .pf-card-branding span { color: var(--pf-muted); }

/* ============================================================ EMBED PANEL */
.pf-embed-panel { margin-top: 14px; }
.pf-embed-panel label { font-size: 12px; font-weight: 600; color: var(--pf-navy); display: block; margin-bottom: 5px; }
.pf-embed-panel textarea { width: 100%; font-family: monospace; font-size: 12px; padding: 9px 11px; border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm); resize: none; color: var(--pf-muted); background: #FAFBFF; }

/* ============================================================ SHARE HISTORY */
.pf-share-history { margin-top: 18px; padding-top: 16px; border-top: 1.5px solid var(--pf-border); }
.pf-share-history h4 { font-family: 'Syne', sans-serif; font-size: 13px; font-weight: 600; color: var(--pf-navy); margin-bottom: 10px; }
.pf-share-list { display: flex; flex-direction: column; gap: 7px; }
.pf-share-row { display: flex; align-items: center; justify-content: space-between; gap: 8px; padding: 9px 12px; border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm); background: #FAFBFF; }
.pf-share-row-info { display: flex; align-items: center; gap: 8px; flex: 1; }
.pf-share-expiry, .pf-share-views { font-size: 12px; color: var(--pf-muted); }
.pf-share-row-actions { display: flex; gap: 5px; }

/* ============================================================ MODALS */
.pf-modal { position: fixed; inset: 0; z-index: 9999; display: flex; align-items: center; justify-content: center; padding: 16px; opacity: 0; pointer-events: none; transition: opacity .2s ease; }
.pf-modal.active { opacity: 1; pointer-events: all; }
.pf-modal-backdrop { position: absolute; inset: 0; background: rgba(15,29,58,.55); backdrop-filter: blur(3px); }
.pf-modal-box {
  position: relative; background: var(--pf-white); border-radius: var(--pf-radius);
  padding: 28px 24px; width: 100%; max-width: 420px;
  box-shadow: var(--pf-shadow-md);
  transform: translateY(16px); transition: transform .22s cubic-bezier(.4,0,.2,1);
  max-height: 90vh; overflow-y: auto;
}
.pf-modal.active .pf-modal-box { transform: translateY(0); }
.pf-modal-close {
  position: absolute; top: 14px; right: 14px; width: 30px; height: 30px;
  border-radius: 50%; border: none; background: #F0F4FF; cursor: pointer;
  font-size: 17px; display: flex; align-items: center; justify-content: center;
  color: var(--pf-muted); transition: var(--pf-transition);
}
.pf-modal-close:hover { background: var(--pf-border); color: var(--pf-text); }
.pf-modal-box h3 { font-family: 'Syne', sans-serif; font-size: 17px; font-weight: 700; color: var(--pf-navy); margin-bottom: 16px; }

/* ---- Auth ---- */
.pf-auth-logo { display: flex; align-items: center; gap: 9px; margin-bottom: 20px; }
.pf-auth-logo svg { width: 36px; height: 36px; }
.pf-auth-logo span { font-family: 'Syne', sans-serif; font-size: 20px; font-weight: 800; color: var(--pf-navy); }
.pf-auth-tabs { display: flex; border: 1.5px solid var(--pf-border); border-radius: var(--pf-radius-sm); overflow: hidden; margin-bottom: 20px; }
.pf-auth-tab { flex: 1; padding: 9px; border: none; background: transparent; cursor: pointer; font-family: 'DM Sans', sans-serif; font-size: 13px; font-weight: 500; color: var(--pf-muted); transition: var(--pf-transition); }
.pf-auth-tab.active { background: var(--pf-navy); color: #fff; }
.pf-auth-panel { display: none; }
.pf-auth-panel.active { display: block; }
.pf-auth-divider { display: flex; align-items: center; gap: 10px; margin: 14px 0; }
.pf-auth-divider::before, .pf-auth-divider::after { content: ''; flex: 1; height: 1px; background: var(--pf-border); }
.pf-auth-divider span { font-size: 11px; color: var(--pf-muted); }
.pf-auth-note { font-size: 12px; color: var(--pf-muted); text-align: center; margin-top: 10px; }
.pf-verify-icon { font-size: 44px; text-align: center; margin-bottom: 12px; }
#pf-verify-panel h3 { text-align: center; }
#pf-verify-panel p { text-align: center; color: var(--pf-muted); font-size: 13px; margin-bottom: 18px; }

/* ---- QR Modal ---- */
.pf-qr-modal-box { max-width: 500px; }
.pf-crop-container { max-height: 360px; overflow: hidden; border-radius: var(--pf-radius-sm); background: #000; }
.pf-crop-container img { max-width: 100%; display: block; }
.pf-qr-actions { display: flex; gap: 10px; margin-top: 14px; justify-content: flex-end; }

/* ---- Share Modal ---- */
.pf-share-link-box { display: flex; gap: 7px; margin: 14px 0 10px; }
.pf-share-link-box input { flex: 1; font-size: 12px; font-family: monospace; }
.pf-share-socials { display: flex; gap: 8px; }
.pf-share-social { padding: 8px 16px; border: none; border-radius: var(--pf-radius-sm); cursor: pointer; font-size: 13px; font-weight: 600; font-family: 'DM Sans', sans-serif; transition: var(--pf-transition); }
.pf-share-social.whatsapp { background: #25D366; color: #fff; }
.pf-share-social.email { background: var(--pf-navy); color: #fff; }

/* ---- Guest Prompt ---- */
.pf-guest-box { text-align: center; }
.pf-guest-prompt-icon { font-size: 48px; margin-bottom: 10px; }
.pf-guest-box h3 { font-size: 20px !important; margin-bottom: 8px !important; }
.pf-guest-box p { color: var(--pf-muted); font-size: 13px; margin-bottom: 20px; line-height: 1.5; }
.pf-guest-prompt-actions { display: flex; flex-direction: column; gap: 9px; }

/* ============================================================ TOAST */
.pf-toast {
  position: fixed; bottom: 22px; left: 50%;
  transform: translateX(-50%) translateY(70px);
  background: var(--pf-navy); color: #fff;
  padding: 11px 22px; border-radius: 30px;
  font-size: 13px; font-weight: 500; z-index: 99999;
  transition: transform .28s cubic-bezier(.4,0,.2,1), opacity .28s;
  opacity: 0; white-space: nowrap; box-shadow: 0 4px 20px rgba(15,29,58,.28);
  pointer-events: none;
}
.pf-toast.show { transform: translateX(-50%) translateY(0); opacity: 1; }
.pf-toast.success { background: var(--pf-success); }
.pf-toast.error   { background: var(--pf-danger); }
.pf-toast.warning { background: var(--pf-warning); color: var(--pf-navy); }

/* ============================================================ BADGES */
.pf-badge { display: inline-block; padding: 2px 8px; border-radius: 20px; font-size: 11px; font-weight: 600; }
.pf-badge.green { background: rgba(16,185,129,.12); color: var(--pf-success); }
.pf-badge.red   { background: rgba(239,68,68,.12); color: var(--pf-danger); }

/* ============================================================ SPINNER */
.pf-spinner {
  width: 16px; height: 16px; border: 2px solid rgba(255,255,255,.3);
  border-top-color: #fff; border-radius: 50%;
  animation: pf-spin .65s linear infinite; display: inline-block;
}

/* ============================================================ ANIMATIONS */
@keyframes pf-slide-down { from { opacity:0; transform:translateY(-6px); } to { opacity:1; transform:translateY(0); } }
@keyframes pf-spin { to { transform: rotate(360deg); } }

/* ============================================================ ADMIN */
.pf-admin-wrap { max-width: 980px; }
.pf-admin-title { font-size: 24px !important; font-weight: 800; color: #0F1D3A; }
.pf-admin-title span { color: #3B82F6; }
.pf-admin-stats { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin: 20px 0 24px; }
.pf-stat-card { background: #fff; border: 1px solid #E2E8F0; border-radius: 10px; padding: 18px; text-align: center; }
.pf-stat-num { display: block; font-size: 30px; font-weight: 800; color: #0F1D3A; }
.pf-stat-label { display: block; font-size: 12px; color: #64748B; margin-top: 3px; }
.pf-admin-info { background: #EFF6FF; border: 1px solid #BFDBFE; border-radius: 10px; padding: 18px; }
.pf-admin-info h3 { color: #1D4ED8; margin: 0 0 8px; font-size: 15px; }
.pf-admin-info code { background: #DBEAFE; padding: 2px 6px; border-radius: 4px; font-size: 12px; }
.pf-settings-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }
.pf-settings-section { background: #fff; border: 1px solid #E2E8F0; border-radius: 10px; padding: 18px; }
.pf-settings-section h2 { font-size: 14px; font-weight: 700; color: #0F1D3A; margin: 0 0 14px; padding-bottom: 10px; border-bottom: 1px solid #E2E8F0; }
.pf-media-upload { margin-left: 8px !important; }
.pf-admin-table { border-radius: 8px; overflow: hidden; }
@media (max-width: 700px) { .pf-settings-grid { grid-template-columns: 1fr; } .pf-admin-stats { grid-template-columns: 1fr 1fr; } }

/* ============================================================ RESPONSIVE CARD */
@media (max-width: 640px) {
  .pf-bank-row { grid-template-columns: 1fr; gap: 14px; }
  .pf-bank-logo-cell { border-right: none; border-bottom: 1.5px solid #EEF2F8; padding-right: 0; padding-bottom: 12px; flex-direction: row; gap: 12px; align-items: center; }
  .pf-account-info-cell { padding: 0; }
  .pf-qr-cell, .pf-no-qr-cell { border-left: none; border-top: 1.5px solid #EEF2F8; padding-left: 0; padding-top: 12px; align-items: flex-start; flex-direction: row; gap: 12px; min-width: auto; }
  .pf-qr-cell img { width: 70px; height: 70px; }
  .pf-payment-card-title h2 { font-size: 18px; }
  .pf-bank-row { padding: 16px; }
}
@media (max-width: 480px) {
  .pf-builder-panel, .pf-preview-panel { padding: 18px 14px; }
  .pf-header { padding: 0 12px; }
  .pf-export-group { flex-wrap: wrap; }
}

/* ════════════════════════════════════════════════════════════
   PAYMENT CARD — FINAL DESIGN (Image-2 Style)
   IMPORTANT: These rules use !important to prevent WP theme override
   ════════════════════════════════════════════════════════════ */

#payfolio-app .pf-card {
  background: #fff !important;
  border-radius: 14px !important;
  overflow: hidden !important;
  box-shadow: 0 6px 32px rgba(15,29,58,.13) !important;
  font-family: 'DM Sans', sans-serif !important;
  width: 100% !important;
}
#payfolio-app .pf-card-head {
  text-align: center !important;
  padding: 22px 28px 16px !important;
  background: #fff !important;
  border-bottom: 2px solid #EEF2F8 !important;
}
#payfolio-app .pf-card-head h2 {
  font-family: 'Syne', sans-serif !important;
  font-size: 24px !important; font-weight: 800 !important;
  color: #0F1D3A !important; letter-spacing: -.3px !important; margin-bottom: 8px !important;
}
#payfolio-app .pf-card-head-line {
  width: 56px !important; height: 3px !important; margin: 0 auto !important;
  background: linear-gradient(90deg,#3B82F6,#06B6D4) !important; border-radius: 2px !important;
}
#payfolio-app .pf-bank-row {
  display: grid !important;
  grid-template-columns: 150px 1fr 110px !important;
  align-items: stretch !important;
  border-bottom: 1.5px solid #EEF2F8 !important;
}
#payfolio-app .pf-bank-row:last-child { border-bottom: none !important; }
#payfolio-app .pf-logo-cell {
  display: flex !important; flex-direction: column !important;
  align-items: center !important; justify-content: center !important;
  gap: 8px !important; padding: 20px 16px !important;
  border-right: 1.5px solid #EEF2F8 !important; background: #FAFBFF !important;
}
#payfolio-app .pf-logo-box {
  background: #EEF2F8 !important; border-radius: 8px !important;
  padding: 8px 12px !important; min-width: 78px !important; min-height: 42px !important;
  display: flex !important; align-items: center !important; justify-content: center !important;
}
#payfolio-app .pf-logo-txt {
  font-family: 'Syne', sans-serif !important;
  font-size: 17px !important; font-weight: 800 !important;
  color: #0F1D3A !important; text-align: center !important; white-space: nowrap !important;
}
#payfolio-app .pf-bank-name-full {
  font-size: 10px !important; font-weight: 600 !important; color: #3B82F6 !important;
  text-align: center !important; letter-spacing: .3px !important; line-height: 1.3 !important;
}
#payfolio-app .pf-info-cell {
  padding: 20px 22px !important;
  display: flex !important; flex-direction: column !important; justify-content: center !important;
}
#payfolio-app .pf-acc-block {
  padding-bottom: 12px !important; margin-bottom: 12px !important;
  border-bottom: 1px dashed #E2E8F0 !important;
}
#payfolio-app .pf-acc-block:last-child { padding-bottom: 0 !important; margin-bottom: 0 !important; border-bottom: none !important; }
#payfolio-app .pf-info-row {
  display: flex !important; align-items: baseline !important; gap: 10px !important;
  padding: 5px 0 !important; border-bottom: 1px solid #F4F6FA !important;
}
#payfolio-app .pf-info-row:last-child { border-bottom: none !important; }
#payfolio-app .pf-lbl {
  font-size: 11.5px !important; font-weight: 700 !important; color: #0F1D3A !important;
  min-width: 118px !important; flex-shrink: 0 !important;
}
#payfolio-app .pf-val {
  font-size: 13px !important; font-weight: 500 !important; color: #334155 !important;
  display: flex !important; align-items: center !important; gap: 7px !important; flex: 1 !important;
  word-break: break-all !important; line-height: 1.4 !important;
}
#payfolio-app .pf-copy-btn {
  background: none !important; border: none !important; cursor: pointer !important;
  color: #3B82F6 !important; opacity: .5 !important; font-size: 13px !important;
  padding: 1px 4px !important; border-radius: 3px !important; flex-shrink: 0 !important;
}
#payfolio-app .pf-copy-btn:hover { opacity: 1 !important; background: rgba(59,130,246,.1) !important; }
#payfolio-app .pf-qr-cell {
  display: flex !important; flex-direction: column !important;
  align-items: center !important; justify-content: center !important;
  gap: 7px !important; padding: 20px 14px !important;
  border-left: 1.5px solid #EEF2F8 !important; background: #FAFBFF !important;
}
#payfolio-app .pf-qr-cell img {
  width: 78px !important; height: 78px !important; object-fit: contain !important;
  border-radius: 8px !important; border: 1px solid #E2E8F0 !important;
  padding: 5px !important; background: #fff !important;
}
#payfolio-app .pf-qr-lbl {
  font-size: 10px !important; font-weight: 600 !important;
  color: #64748B !important; letter-spacing: .3px !important;
}
#payfolio-app .pf-no-qr {
  width: 78px !important; height: 78px !important; border-radius: 8px !important;
  background: #F0F4FF !important; display: flex !important;
  align-items: center !important; justify-content: center !important;
}
#payfolio-app .pf-card-branding {
  background: #0F1D3A !important; padding: 9px 20px !important;
  display: flex !important; align-items: center !important; justify-content: center !important;
  font-size: 11px !important; color: rgba(255,255,255,.55) !important;
}
#payfolio-app .pf-card-branding strong { color: rgba(255,255,255,.85) !important; }

/* Dark theme overrides */
#payfolio-app .pf-theme-dark .pf-card { background: #0D1B36 !important; }
#payfolio-app .pf-theme-dark .pf-card-head { background: #0D1B36 !important; border-bottom-color: rgba(255,255,255,.07) !important; }
#payfolio-app .pf-theme-dark .pf-card-head h2 { color: #F0F4FF !important; }
#payfolio-app .pf-theme-dark .pf-bank-row { border-bottom-color: rgba(255,255,255,.07) !important; }
#payfolio-app .pf-theme-dark .pf-logo-cell { background: #081428 !important; border-right-color: rgba(255,255,255,.08) !important; }
#payfolio-app .pf-theme-dark .pf-logo-box { background: rgba(255,255,255,.08) !important; }
#payfolio-app .pf-theme-dark .pf-logo-txt { color: #F0F4FF !important; }
#payfolio-app .pf-theme-dark .pf-bank-name-full { color: #06B6D4 !important; }
#payfolio-app .pf-theme-dark .pf-lbl { color: rgba(240,244,255,.85) !important; }
#payfolio-app .pf-theme-dark .pf-val { color: rgba(240,244,255,.75) !important; }
#payfolio-app .pf-theme-dark .pf-info-row { border-bottom-color: rgba(255,255,255,.05) !important; }
#payfolio-app .pf-theme-dark .pf-qr-cell { background: #081428 !important; border-left-color: rgba(255,255,255,.08) !important; }
#payfolio-app .pf-theme-dark .pf-acc-block { border-bottom-color: rgba(255,255,255,.08) !important; }
#payfolio-app .pf-theme-dark .pf-card-branding { background: #060E1F !important; }

/* Minimal theme */
#payfolio-app .pf-theme-minimal .pf-card { box-shadow: 0 1px 12px rgba(0,0,0,.07) !important; border: 1.5px solid #E2E8F0 !important; }
#payfolio-app .pf-theme-minimal .pf-logo-cell, #payfolio-app .pf-theme-minimal .pf-qr-cell { background: #F8FAFC !important; }
#payfolio-app .pf-theme-minimal .pf-card-branding { background: #F8FAFC !important; color: #64748B !important; border-top: 1px solid #E2E8F0 !important; }
#payfolio-app .pf-theme-minimal .pf-card-branding strong { color: #0F1D3A !important; }

/* Responsive card */
@media (max-width: 600px) {
  #payfolio-app .pf-bank-row { grid-template-columns: 1fr !important; }
  #payfolio-app .pf-logo-cell { border-right: none !important; border-bottom: 1.5px solid #EEF2F8 !important; flex-direction: row !important; padding: 14px 16px !important; justify-content: flex-start !important; }
  #payfolio-app .pf-info-cell { padding: 14px 16px !important; }
  #payfolio-app .pf-qr-cell { border-left: none !important; border-top: 1.5px solid #EEF2F8 !important; flex-direction: row !important; padding: 14px 16px !important; justify-content: flex-start !important; }
}